Spend, Save, or Skip?

What’s It About?
Every dollar is a decision. Do you spend it now, save it for later, or skip the purchase altogether? Great financial thinkers know how to weigh their options and look at the bigger picture. Sharpen your money mindset and learn to think like a financial pro.

Your Task:
You’re deciding whether or not to spend $50 on something you really want. Choose one of these scenarios:
- $50 on a limited-edition hoodie
- $50 on concert tickets next month
- $50 on investing in a friend's small business idea

Now answer these questions:
1. What would you do—spend, save, or skip?
2. Why? What are the short-term and long-term effects of your decision?
3. What’s a better or smarter alternative, if any?

Bonus:
If you could give one piece of money advice to your younger self, what would it be?