Finance
Skillbuilder:Problem Solving

Do I actually need this?

Effort: 10 minutes
Earns

+10 Points

Winner

(1) $100 e-gift card

Not every purchase is equal. Some things are needs (food, essentials), while others are wants (new clothes, gaming add-ons). The tricky part? Most decisions aren’t obvious. Financial literacy means making intentional tradeoffs, not just reacting in the moment. Every dollar you spend is a decision about what matters most.

Your Task: Look at your spending from yesterday
1. Label each item: need, want, or “in-between”
2. Pick one “want” you could skip
3. What would you do with that money instead?

This is part of a week-long financial literacy series in honor of National Financial Literacy Month in April.

Sponsored by
Header Logo